If you have a pet, you definitely know how much love and joy they can bring into a household. They truly are a man’s best friend. But these furry friends can also be very expensive.According to the ASPCA, the average cost of a small dog in it’s first year is a whopping $3,221. A cat is…
We all know that Memorial Day isn’t just about sales, but you have to admit retailers have done a pretty thorough job of conditioning us to associate summer’s first holiday with a major sale event. Although we obviously shouldn’t plan commemorative ceremonies and family gatherings around our favorite retailers’ events, there’s no harm in taking…
Getting a new job offer is a very exciting time, but an offer is really just the beginning of what can be tedious and long negotiations.Many new job seekers can get so carried away in the excitement of landing a new job that they completely forget to take a careful look at the offer. Negotiating…
Cash tops the list of popular graduation gifts year in and year out. If it’s your turn to don a cap and gown this year, congratulations – you probably pocketed a significant amount of change along with your achievement. Based on the National Retail Federation’s 2016 Graduation Spending Survey, most people expected to spend about…
Breast milk is without question best for your baby and for your budget, but there are cases where formula is needed. And it can be costly. Feeding your baby formula for the first year of their life can cost up to $1,000 – yikes! Here are a few ways to save money on this hefty…
Typical Easter activities for kids include egg coloring, egg hunts, Easter Sunday services followed by family meals, and — the highlight of many children’s day — Easter basket goodies. There are certainly ways to save money on these prizes (statistics estimate the average American household will spend about $146 on Easter this year!), but regardless…
Have you ever seen people who have financial freedom and thought to yourself, “I want to be able to live like that, too”? For most of us, the mental picture of financial freedom looks like someone who spends what they want when they want to, without concern about whether they will be able to afford it.While having…
We’ve all heard the saying “money can’t buy happiness.” While most of us would agree that contentment isn’t tied to how much money or stuff we have, a recent study from the Proceedings of the National Academy of Sciences identified an exception to this principle: when money buys us time.After surveying 6,000 participants in the…
Whether it’s growing up seeing the family struggle through the financial crisis, or how millennials are graduating college carrying more student loan debt than ever (probably both!), millennials (who are contributing to a 401k plan) as a group are so far showing better financial habits than baby boomers when it comes to saving in their…
College tuition has steadily been increasing over the past several decades. In the last five years alone, it has skyrocketed by 28.9 percent.While the four-year cost for an in-state university was around $42,000 in 2021, the price tag is projected to be around $350,000 in 18 years – which is just after the time my…
