Money can be an extremely touchy subject.Even for those of us who swear that money isn’t important, there’s no way to deny that whether we like it or not, dollars touches our lives in every way. If you’re reading this, you probably have a clear idea on how important money is to a well lived…
Quitting your job is a decision that shouldn’t be taken lightly. It’s a big risk to leave the certainty of a consistent paycheck, for the uncertainty of the unknown. But quitting your job to start a business, stay at home with the kids, or salvage your health can be such a rewarding experience.I know just how…
One of the cornerstones of good personal finances is to have some sort of backup plan available, just in case you run into unexpected financial problems. We often refer to this type of backup plan as an emergency fund or a rainy day fund.For many of us, these are the same thing. However, it could be…
Job hunters often fixate on salary when looking for a job. Well duh right? If I don’t work for pay, then what’s the point? Income, after all, is a very important piece of your financial puzzle.However, the reality is that salary isn’t everything. Sometimes good benefits are worth a little bit of a salary cut.I…
We focus on stocks and bonds when we think of investing most of the time, but we often forget that it’s also possible to invest in ourselves. An investment in yourself can offer very good returns, as long as you are wise with your investment.I’ve been in exploratory mode this year. I’m trying to decide…
I’m always looking for new ways to curb my spending, save money, earn freebies, and ultimately, live a more frugal lifestyle. This has especially meant becoming more careful about my purchases over the last few years. Looking back, I’m painfully aware of the money I’ve wasted:Impulse purchases that weren’t accounted for in my budgetMultiples of…
Lenders look at a myriad of financial factors when they run your credit report, but there’s another unlikely indicator that creditors are starting to pay attention to: your friends as presented by your social media accounts.What do your Instagram friends have to do with your credit history? Well, the concept of peer pressure, far from…
The unemployment rate has been extremely low for what seems like years now, but that doesn’t change the fact that six million Americans are currently out of work, according to the most recent Bureau of Labor Statistics (BLS) report. Add to that the 2023 college graduates who are competing for every job out there, and…
I come from a family that believes in the deluxe vacation experience. My mother likes to joke that she thinks she’s roughing it when there’s no chocolate on the pillow each night. However, with gas prices at $4 per gallon, airline ticket prices spiraling upward, and the cost of hotel stays making me feel weak…
Many of us donate to a worthy cause year round. Unfortunately, just as there are good people trying to help others, there are also plenty of scammers out there. You want to feel good about where your money is going, and you want to make sure that you aren’t just lining the pockets of some…
