Not all of us need a budget for cars. Not all of us need a budget for pets. Not all of us need a budget for haircuts even. But without a doubt, we all need a budget for clothing.We all know how to shrink our clothes, but what many of us don’t know how to…
The beauty of personal finance is that it’s personal. We all have our preferences on how we save money, what we spend money on, and even what we spend money with.Everyone has a strong preference from cash to credit to debit. Some people swear by cash, while others never carry the stuff. So, what type of payment…
Have you ever put a label on yourself and then had a hard time removing it? My son is very good with the soccer ball but he hesitates whenever he goes up against bigger and stronger boys because he’s not confident. He often thinks he’s bad and that leads him to not play as well…
When we think of skills that set us up for career success, things like efficiency, the ability to multi-task, and proficiency in technical or specialized equipment might come to mind. But, based on the Bureau of Labor Statistics’ list of occupations expected to add the most jobs over the next 10 years – home health…
As someone who has rented an apartment for a long time, I didn’t think I needed renters insurance. It seemed like an unnecessary expense to add to my budget. After all, as a self-proclaimed minimalist, I don’t have a lot of “stuff” so I never saw the value in it.It wasn’t until a few months ago…
Now that my son is 14 and getting ready for a driver’s permit, I’ve been thinking quite a bit about buying a car. (Yes, you read that right. In Idaho, you are eligible for a permit at 14 and a license at 15.)It’s a few years since I’ve bought a car; I tend to buy…
There are some financial mistakes we tend to make more than others and sometimes we may not even realize we are making them. I’ve made many myself over the years and it’s pretty embarrassing but I’ll share my biggest financial mistake.A few years ago, as a young and financially-dumb 23-year old, I left my first…
I’ve never been one to budget every last cent, and I’ve never been on a spending diet. Most of the time, I’m content to make sure my goals are being met each month and then I spend whatever’s left.Lately, though, I’ve noticed my old habit of just buying something because I can is creeping up.…
If you’ve ever hosted a wedding of your own or even attended a wedding, you definitely know how much it can potentially cost. From venues to flowers to photography, the expenses add up quickly. And considering that it’s only one day of your life, the cost of a wedding can be very daunting.Luckily, eloping isn’t…
I’ve been getting out of my comfort zone more lately.As someone on the introvert end of the scale, it’s sometimes difficult for me to get out there and meet people. Additionally, I’m somewhat risk-averse when it comes to my money.However, I’m learning about the importance of taking risks with my life and with my money…
