I recently attended a young professionals networking event with a professional development presentation on money management. This was a great presentation (as a money nerd, and someone who makes a living writing about it, I was riveted), and it brought up an important consideration:How much time do you make for your financial plan?The presenter, Eric…
“Today is the only important day. There are 86,400 seconds in a day, and how you use those are critical.”As someone who’s training to run a marathon next June, I’m constantly bookmarking inspirational quotes and videos I find online. The above quote is from a video collage posted by a fitness Facebook page, that is…
I’m a sucker for tradition. Actually, I am a fan of nostalgia – things that make you warm and gooey and bring you back to the days of your youth. When it comes to issues of personal finance, however, nothing I was taught (even the more “traditional” lessons) really panned out for me. While I’m…
What do you think of when you hear the word “rich”?Yachts? Evening gowns? Travel?That’s true to an extent, but not all rich people live that way. For this argument, we’ll define “rich” as having an excess of money, and “lavish” as obscenely using moolah like those in Hollywood.Those who are rich, especially the self-made rich,…
The job interview process can be a nerve-wracking experience, even for the most perfectly-suited candidate. And the more you want a job the harder it can be to avoid letting nerves get the best of you.The problem is that interviewing for a job necessarily puts you in a position of low power. You are dependent…
Have you ever found yourself in this scenario?A third-party debt collector calls and alerts you to a bill that’s been handed over to them. You might already be aware of the bill’s delinquency, or it might be news to you. Perhaps it’s:A bill, however small, that was forgotten or missed and it’s now been sent…
Gutter cleaning is one of those dutiful bi-yearly tasks that come with homeownership. To protect your house from water damage, the common recommendation is to clean your gutters at least twice a year to remove leaves and debris, and even more frequently if you live in an area with many trees or high annual rainfall.…
Planning for the future is difficult. Just figuring out where you’ll be a year from now is hard, let alone five or ten years from now. This doesn’t mean you don’t try though. As you’ve heard over and over again, the earlier you start preparing financially for the future, the better off you will be.…
The concept of a “sinking fund” might be as foreign to you as it was to me when I came across it a while ago. Just looking up the definition can be confusing since there are at least two uses for the term:A strategy for the repayment of a specific debt over a period of…
I’m an obsessive list maker. This obsession is usually an advantage because it helps me stay organized and remember things I need to do or buy. The sheer act of writing something down on a list helps me remember (since my memory is visually oriented) so that often I’m able to shop my list from…
