Have you looked at your budget lately? I took a peek at my friend’s expense tracker, and it’s scary how many items on there are totally unnecessary. Unused gym membership? Check. Triple play cable TV package? Double check. There are so many ways my friend is overspending I could run out of ink if I…
With the growing popularity of Pinterest and shabby-chic decorating, consumers are finding out that unconventional decorating is fun and money-saving.Pottery Barn is a big source of inspiration for recycling old worktables and mason jars into useful parts of your home. An old wine bottle collection can become your new chandelier, or an antique baby bed…
Have you ever read an article on how to save money on groceries only to find out that most of the tips are based around making all of your meals from scratch?Yes, I totally agree that the best way to have a low grocery budget is to make all of your bread, yogurt, and more from…
Thirty thousand dollars. I heard that figure and my jaw dropped. That’s the amount that a couple of my friends are spending on their upcoming wedding.Every time I hear about some new detail of the plans for the wedding, there’s a little voice in my head that starts commenting on the bottom line. But here’s…
Summer is prime time for superhero movies at the theater. After taking in Wonder Woman and Spiderman: Homecoming, I can’t help but think that the qualities these heroes and heroines display can be applied to managing our personal finances.While most of us don’t have the seemingly unlimited financial resources of some superheroes (like Tony Stark, Ironman…
Buying gifts for others can be rewarding, or it can be stressful. If you haven’t prepared for a holiday or other gift-giving occasion, you’ll most likely be stressed out and at a loss for ideas. There are a few ways you can prepare so that you’ll be ready to buy the perfect gift — at…
Now that summer is here, that means two things for your lawn and garden for most of you. Either you will have a brown lawn and save money on your water bill, or you will have a beautiful, green yard and an enormous water bill to match.But there’s a third way. Here are a few…
Have you ever wondered where the term “nest egg” comes from? Not surprisingly, it’s a farming term. In order to motivate hens to begin laying eggs, or to lay more of them, farmers placed eggs (both real and fake) in their nests.In finances, this term refers to any funds set aside for a specific purpose,…
Spending more than you can afford doesn’t sound like a smart idea, but the reality is that most people in our country fall into this trap. According to a recent survey by CareerBuilder, 78 percent of U.S. workers live paycheck to paycheck and more than 1 in every 4 workers do not set aside any…
When it comes to investing, many of us are worried about making mistakes.After all, your money is on the line and you don’t want to lose any of it. Unfortunately, that very feeling of risk aversion might increase the chances that you make investing mistakes. On the flip side, you are also more prone to…
