Many details of one’s personal life were kept out of public view in the older generations from the 20th century. This ideal hasn’t been passed down as well to the current adult generations, who have the ability to be completely anonymous while speaking to people across the globe. Anything you want to share can easily…
Trying to figure out how to survive on a budget is one of most challenging things you can do.And those in high cost of living areas can find it even more challenging, because how much everything costs can vary significant depending on where you live.In fact, just moving from a state that levy an income…
When my husband and I first moved to Indiana, it took us more than one trip to the DMV to get our driver’s licenses transferred to our new state. Indiana required several documents — like my birth certificate, our marriage license, proof of residency, etc — that we had a little trouble tracking down after…
Money can be an extremely touchy subject.Even for those of us who swear that money isn’t important, there’s no way to deny that whether we like it or not, dollars touches our lives in every way. If you’re reading this, you probably have a clear idea on how important money is to a well lived…
Quitting your job is a decision that shouldn’t be taken lightly. It’s a big risk to leave the certainty of a consistent paycheck, for the uncertainty of the unknown. But quitting your job to start a business, stay at home with the kids, or salvage your health can be such a rewarding experience.I know just how…
One of the cornerstones of good personal finances is to have some sort of backup plan available, just in case you run into unexpected financial problems. We often refer to this type of backup plan as an emergency fund or a rainy day fund.For many of us, these are the same thing. However, it could be…
Job hunters often fixate on salary when looking for a job. Well duh right? If I don’t work for pay, then what’s the point? Income, after all, is a very important piece of your financial puzzle.However, the reality is that salary isn’t everything. Sometimes good benefits are worth a little bit of a salary cut.I…
We focus on stocks and bonds when we think of investing most of the time, but we often forget that it’s also possible to invest in ourselves. An investment in yourself can offer very good returns, as long as you are wise with your investment.I’ve been in exploratory mode this year. I’m trying to decide…
I’m always looking for new ways to curb my spending, save money, earn freebies, and ultimately, live a more frugal lifestyle. This has especially meant becoming more careful about my purchases over the last few years. Looking back, I’m painfully aware of the money I’ve wasted:Impulse purchases that weren’t accounted for in my budgetMultiples of…
Lenders look at a myriad of financial factors when they run your credit report, but there’s another unlikely indicator that creditors are starting to pay attention to: your friends as presented by your social media accounts.What do your Instagram friends have to do with your credit history? Well, the concept of peer pressure, far from…
