General

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One of the most interesting areas of finance is called behavioral finance, which is the study of how our behaviors can influence the outcomes of our portfolios.According to H. Kent Baker and Victor Ricciardi in The European Financial Review, there are several behavioral biases that can impact your investment portfolio and result in lower returns.Here…

According to a recent report by CareerBuilder, 78% of Americans who work full-time live paycheck to paycheck.That number is staggering.I know it’s tempting to splurge a little and spend on things you’ve never had the opportunity to before whenever you have extra money to spare at the end of the month, but consider investing the…

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You wouldn’t let your teenager cruise around solo before he’s had some driving lessons, would you? It’s pretty obvious that the responsibility of driving is something that requires education, practice, and time.But many parents are allowing their teens to take on another important responsibility without the benefit of an education. Specifically, many young people get…

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Mathematically, it’s obvious that paying off loans with the highest interests rate first makes the most financial sense but as you may know, some financial experts promote “paying off the smallest loans first”. Why do they do that? Let’s take a look today.Smallest Loan FirstThe smallest loans first method is simple. Instead of paying off…

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